Faith is not sitting at home penniless and hungry believing the Lord will provide for you. Faith is the action of putting on your coat and walking out into the world with the certainty that you will not go to bed that night hungry. Grace, however, is the absence of action from you given freely and without condition. One is a gift you receive; the other is one you give. Faith is simply grace returned. It’s an action by you given freely to those who have enough faith in you to offer you grace.